Tlhokomelo Personal Accident

Introducing Tlhokomelo: Your Family’s Shield Against the Unexpected

Life can change in a moment. When accidents strike, Tlhokomelo is here to support you and your loved ones with meaningful protection — without the complexities of life cover or medical aid.

Tlhokomelo is a personal accident insurance solution designed for you, offering financial relief in the wake of tragic and unexpected events. This is not life cover. This is not medical aid. It’s peace of mind — made simple.

What Does Tlhokomelo Cover?
Whether you're the main provider, a spouse, or a scholar, Tlhokomelo gives you tailored benefits that matter when it counts most:

Accidental Death & Permanent Disability

• Covers the main member, spouse, and qualifying children
• Benefits paid out in the event of death or permanent disability caused by an accident

Hospital Expenses Benefit

• M500 per day after 5 continuous days of hospitalization
• Max 10 days per incident, 30 days per year
• One benefit will be paid in the event Main member and spouse die simultaneously

Household Expenses Benefit

• M2,000 monthly for up to 6 months
• One benefit will be paid in the event Main member and spouse die simultaneously

Scholar Expenses Benefit

• M500 per month per child (up to 3 children)
• Payable for 6 months with proof of full-time enrollment (up to age 25)

Who is Covered?

• Main Member: Ages 18–60; coverage ends at 60
• Spouse: Must be legally married to the main member
• Children: Biological, adopted, step or foster children named in the policy